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For most people, finding the right home in Flagstaff, Arizona is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Flagstaff, Arizona lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Flagstaff within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Flagstaff that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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In 1855, then-Lieutenant Beale, surveyed a road from the Rio Grande in New Mexico to Fort Tejon in California. He passed over the spot where Flagstaff now stands, and camped out at the eastern extremity of the present town. The lieutenant had his men cut the limbs from a straight pine tree in order to fly the United States flag. Flagstaff’s first recognized permanent settler was Thomas F. McMillan, who arrived in 1876 and built a cabin at the base of Mars Hill. During the 1880s, Flagstaff began to grow, opening its first post office and attracting the booming railroad industry. The town's economy largely consisted of timber, sheep and cattle, and by 1886, Flagstaff was the biggest city on the main line between Albuquerque and the West Coast. In 1894, astronomer Percival Lowell chose Flagstaff as the site for the now famous Lowell Observatory, primarily due to its high altitude and good astronomical seeing conditions. -- Source: Wikipedia.com
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Census Data for Flagstaff, Arizona
| Flagstaff | Arizona | United States | |
| Population | 52,894 | 5,130,632 | 281,421,906 |
| Median age | 26.8 | 34.2 | 35.3 |
| Median age for Male | 26.6 | 32.9 | 34 |
| Median age for Female | 27.2 | 35.5 | 36.5 |
| Households | 19,306 | 1,901,327 | 105,480,101 |
| Household population | 50,041 | 5,020,782 | 273,643,273 |
| Average household size | 2.59 | 2.64 | 2.59 |
| Families | 11,604 | 1,287,367 | 71,787,347 |
| Average family size | 3.13 | 3.18 | 3.14 |
| Housing units | 21,396 | 2,189,189 | 115,904,641 |
| Occupied units | 19,306 | 1,901,327 | 105,480,101 |
| Vacant units | 2,090 | 287,862 | 10,424,540 |
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